CLIMPS Cooperative Loan Products
Fair, Transparent Financing Built for Cooperative Members
Access responsible, structured personal loans with transparent terms, standard 10% monthly interest, and no hidden charges.
₦50,000
Minimum Loan
Personal Loan
10% monthly
Cooperative Rate
Transparent terms
3 – 24 mo
Flexible Tenure
Structured repayment
24–48 hrs
Fast Review
For verified members
1 loan product available
★ EXCLUSIVE PRODUCT
Cooperative Loan
Personal Loan
Your goals, your terms.
Flexible personal financing for home improvements, capital projects, or personal goals. Competitive cooperative rate of 10% monthly with structured, transparent repayment schedules.
10% monthly
Interest Rate
3 – 24 months
Repayment Period
₦50,000
Minimum Loan
₦1,500,000
Maximum Loan
Eligibility Requirements
Active CLIMPS member for 6+ months
Minimum savings balance ₦20,000
Guarantor endorsement required for amounts above ₦500,000
Consistent monthly contribution history
Key Benefits
Fast review & transparent approval within 24–48 hoursNo early repayment penaltiesFlexible repayment tenure from 3 to 24 monthsTop-up facility available upon satisfactory repayment track
Ready to apply for your Personal Loan?
Complete your online application in under 5 minutes. Transparent terms, zero surprise fees.